Usber — DeFi-mesh-communicator...

Many say the messaging market is long established. Perhaps... But the communicator market is still in its infancy. And it will, one way or another, move toward multifunctionality, decentralization, and autonomy. Including independence from external infrastructure. And we want to make a real breakthrough in this direction!

 

No internet or cell phone service

 

With the development of mesh networks, humanity will be able to significantly reduce its dependence on expensive infrastructure. Judge for yourself: while the new Usber app operates as a standard messenger over a mobile or Wi-Fi network, even in the complete absence of any connection, the Bluetooth Low Energy (BLE) + Wi-Fi P2P software stack will come to the rescue, uniting nearby smartphones into a "friendly" mesh network and ensuring high-speed data transfer up to the final recipient. All modern smartphones fully support this software stack: Android provides direct access via native APIs, and iOS offers the high-level abstraction Multipeer Connectivity Framework, which combines BLE, Wi-Fi, and Bluetooth Classic for P2P connections. However, development will require considering the implementation nuances on each platform and optimizing switching between technologies. But most importantly, such a solution requires no additional hardware. However, if desired, smartphones could be equipped with inexpensive LoRa radio modules, which would significantly increase the range with minimal power consumption. And all this, we emphasize, without cell towers or central servers! In short, wireless mesh networks are perhaps one of the most important technologies of our time.

 

From assistant to agent

 

We're not inclined to exaggerate the importance of Artificial Intelligence (AI) technologies and believe that the issue of balancing expected results with planned costs should be approached very pragmatically. It's important to always understand whether the game is worth the candle! In Usber's case, this is unavoidable, so it will definitely get its own language model. And not just one, but two: a cloud-based LLM (Large Language Models) and a local SLM (Small Language Models). If we're guided by the principles of autonomy, then there must be an embedded model capable of functioning on a smartphone chip without internet access. It will be slightly simplified, and therefore have low resource requirements. All this will bring a number of undeniable advantages to our communicator: a built-in chatbot, smart text input and error correction, message translation and multilingual support, spam filtering, malicious activity detection, voice control, a summary (it can translate messages or summarize the contents of chats offline), and moderation (AI will help filter unwanted content in local groups).
Furthermore, any autonomous system requires the help of not just an AI assistant operating in question-and-answer mode, but a full-fledged agent, an autonomous executor that, upon receiving a command, will independently plan and execute steps, interacting with other systems. RAG (Retrieval-Augmented Generation) and MCP (Model Context Protocol) technologies will help it cope with this task. Simply put, RAG stands for "memory and knowledge," and MCP stands for "hands and tools."

 

P2P Transfers and DeFi

 

The Usber platform's payment system has the potential to become a true hub: transfers, purchases, subscriptions, taxis, and food orders—all through a single interface. Person-to-person (P2P) transfers will mimic the sending of regular messages. Simply open the recipient's profile, enter the amount, and confirm the transaction. The funds will be debited from either the user's Usber balance or the linked card. Moreover, if both users have wallets within the platform, a real interbank transfer won't even occur. The system will simply change the numbers in its database and in the users' accounts. Usber is also worthy of the emergence of a blockchain of the same name based on a decentralized virtual environment, which will become the basis for the creation of digital assets (tokens). In such a system, your ID is the address of a cross-platform wallet, and messages are transactions (or events) on the blockchain. Interestingly, while the blockchain itself requires synchronization with the network, our platform will be able to accumulate messages locally and send them in batches (via Rollups) when the internet becomes available, while maintaining the operation of the AI ​​agent (RAG/summary) completely autonomously.

 

Payment rails

 

We'll be focusing on protocols that enable the transfer of assets and data between different blockchains (for example, from Ethereum to BNB Chain). These are called financial bridges. They are in high demand because blockchains are inherently incompatible, while bridges enable cross-chain interaction—fast, cheap, and without centralized intermediaries. Payment rails are systems that facilitate the transfer of funds. Traditional SWIFT and SEPA are becoming a thing of the past. The future lies in blockchain rails that "carry" tokens across bridges. Usber will be building these bridges!
In the context of an offline messenger with LoRa, EVM, and AI agent support, payment rails become the infrastructure that enables the movement of value (money/tokens) as autonomously as messages.
Offline payments via LoRa are the most complex and interesting topic. Payment rails will be able to operate without direct internet access: you create a transaction directly in the app, a local AI verifies the details, the signed data packet is sent via LoRa to the Mesh network, and once the packet reaches a node with internet access (gateway), the transaction is "thrown" into the blockchain rails (Relay execution). Your "payment rails" are a combination of a crypto wallet, a LoRa mesh network for data transfer, and an EVM blockchain for final confirmation of asset ownership. A promising topic!

 

An app for everything

 

We plan to develop our messaging app using the "Everything App" model. That's why, in addition to the standard features of well-known messaging apps, Usber will integrate instant messaging and email using the Conversational Email method. All emails and messages between two recipients will be grouped into a single thread, similar to a chat, one after another. Clicking on a contact will open the entire conversation history. Moreover, if your recipient doesn't have Usber installed, they will receive a regular email from you. This approach will save time and reduce information overload. We've also prepared another useful feature that will help engage and attract a wider audience, but we'll discuss it later.

 

P.S.

 

There is a lot of work to be done, and therefore we are open to interesting ideas, extraordinary solutions and fruitful cooperation. We are on the way to creating a truly breakthrough product, and this inspires us greatly. The messenger market is oversaturated, and Usber offers a new solution — an E-mail P2P DeFi mesh communicator.... This platform will combine the transfer of data and values without mandatory access to the global network. Messengers are our present, communicators are the future!!!

 

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P2P transfers

 

Decentralized Finance

 

Mesh networks

 

BLE + Wi-Fi P2P + LoRa

 

Payment rails

 

Artificial Intelligence

 

Conversational Email

 

Large Language Models

 

Financial bridges

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